India

Banks and financial institutions have a wealth of data on their customers including their transaction history, credit history, spending habits, income, and digital footprints, among others. Despite this vast data, they often struggle to deliver personalized experiences and build strong engagement … Read More

Opening an account, whether a savings account or a loan account, a new insurance or a new SIP, onboarding journeys are being crunched to minutes from days and weeks. This has brought immense power to the end user of banking … Read More

The Account Aggregator framework is undoubtedly one of the most breakthrough fintech innovations in recent times. Engineered to scale up financial access for a large population like India’s, it is fast gaining traction among users. As of May 2024, ~70 … Read More

Despite the deluge of digital apps for personal finance management (PFM), managing money has been quite a fragmented experience for customers. As the adoption of financial offerings sores, customers are required to remember not only their financial obligations like EMIs … Read More

In an era where technology is the harbinger of change, Artificial Intelligence (AI) emerges as a force that holds the promise of transforming not just financial services but the very nature of financial inclusion. As we embark on this journey … Read More

Hidden fees, predatory practices, and confusing information have plagued the digital loan app market. But fear not, borrowers! The Reserve Bank of India (RBI) has just taken a bold step to rewrite the rules and protect your financial future. Imagine … Read More

India has witnessed a transformative wave in the financial sector, with technology playing a pivotal role in reshaping traditional banking and lending practices. One of the key drivers of this revolution is the adoption of Application Programming Interfaces (APIs) in … Read More

In a world where digital interactions have become the norm, the demand for seamless and secure identity verification has reached unprecedented heights. Enter the stage: Video KYC (Know Your Customer) solutions, with kwik.Id leading the charge. In this blog, we … Read More

When it comes to financial decision-making, the fusion of Income Estimation and GST Analysis using Account Aggregator(AA) emerges as a powerful tool, providing businesses with unparalleled insights into their financial health and strategies for growth. In this blog, we briefly … Read More

In the vast sea of financial transactions, the role of loan underwriting and risk assessment is akin to a skilled navigator guiding a ship through unpredictable waters. Whether you are a financial institution, a borrower, or an intrigued onlooker, understanding … Read More